231 Law

Important Tips for Settling a Vehicle Accident Claim

When you’re involved in a vehicle accident, and you are not at fault, the law allows you to seek compensation for property damage or the injuries you suffered. The vehicle insurance service provider may offer you a settlement, but this first offer might be lower than the amount you think you are titled to get. Here are essential tips to help you in the process of settling your vehicle accident claim.

Prepare adequately

Most personal injury lawsuits are complex, and it’s recommended to seek the help of a professional personal injury lawyer in Seattle WA . The attorney can help you assemble everything you need to submit a claim. You need the following items.

  • Photographs and other pieces of evidence collected at the scene of the crash
  • A detailed list of property damage and the related cost of repairs
  • A list of all medical-related expenses associated with a vehicle accident
  • All the relevant notes about your pain, medical consultations and daily limitations from the injuries.
  • A copy of the report created by the police officer at the accident scene.

When negotiating a settlement for your claim, keep in mind that it is essential to receive a fair settlement if the initial offer from the insurance company is low. A skilled personal injury attorney can help you handle the negotiation process.

Negotiating your settlement

As you prepare and submit the right paperwork for your claim, you should ask the insurance service provider for the amount of money that you think is a fair compensation based on the personal injuries you suffered or property damage caused by accident.

In case you feel that the first offer from the insurance company isn’t a fair compensation, it’s recommended to consult with your vehicle insurance company. The negotiation process may involve bargains in which you should offer an amount that is higher than the insurance company’s first offer but lower than your amount you had requested in your claim.

The insurance adjuster might make a counteroffer. Consider accepting this offer if it’s fair. However, if you still feel that the amount is too low, you can continue with the negotiation until the insurance adjuster makes a reasonable offer. Note that negotiating with an experienced adjuster can be a daunting task. This is the main reason you have a skilled, reliable attorney on your side. Here are some tips to help you handle the negotiating process.

  • Set your minimum acceptable payment and keep it in mind throughout the negotiation process
  • Always be flexible. Some details can weaken your claim. If the defendant’s side knows such pieces of information, you may need to revise your ideal amount for your claim.
  • Don’t rush. Sometimes, the initial offer may be too low just because the insurance adjuster wants to know whether or not you understand the negotiation process.
  • Request the insurance adjuster to offer sufficient explanations for why the insurance company has made a low offer.

During the negotiation process, it may help to highlight some emotional points in your conversations with the insurance adjuster. For instance, you can describe your newfound anxiety over driving and how it’s impacting your daily activities.