FAQs about Workers’ Compensation in Kent, WA (Business Perspective)
Washington is a capital of United States. Being a capital, it is a hub of industries and various businesses. Mandatorily, every business in Washington must adhere to an Accident Prevention Plan (APP) to avoid any accidents at workplace. This plan must be in accordance with the guidelines set by the State Department of Labor and Industries (L&I). Under one of such guidelines, the employers are required to carry out worker’s compensation insurance.
Workers’ compensation is a kind of insurance by the employer, to provide compensation to employees who have suffered work-related injuries. Being an employer, one should be aware of all the responsibilities concerning this compensation law. While being an employee, one must know what they can expect from the Workers’ Compensation law.
Here are few FAQs for business owners in Washington, to understand the basics of Workers’ compensation
What is included under Workers’ compensation in Washington?
The workers’ compensation is intended to set legal rules for compensating employees who suffered on-the-job injuries. Either the business owners must carry insurance from their choice of insurance firm or must show that they are self-insured to pay the worker, in case of a compensation claim.
The federal government usually regulates workers’ compensation (for some parts, state government handles it). The Federal Employees’ Compensation Act (FECA) laid down for on-the-job nature of injuries, sustained by federal employees.
Should the business hire an attorney for workers’ compensation claim?
The answer is yes. In fact, an attorney who has experience in representing an injured employee for workers’ compensation, in the past, can tell you the real situation (about the expected compensation or penalties), more clearly and confidently. For instance, Khan Law Firm PLLC who specialises in personal injury cases, can give you more useful consultation over the issue of product defect liability or slip & fall accidents.
What is expected from the employer, under WA workers’ compensation law?
Apart from providing compensation in monetary terms, the employer is also expected to fulfill the following responsibilities:
- The employer must provide the first medical treatment, immediately after the occurrence of the accident, at the work site.
- Must present himself/herself before the workers’ compensation agency and must provide them with the required information.
- Ensures that each working site must have notices of compliance, along with the workers’ compensation of the state, posted on the notice board.
- Provide a well-documented written report about the accident and the injuries suffered by the employee.
The amount of claim can go much higher if the employer fails to fulfill any of the above-mentioned responsibilities. The employer may get charged with fines and penalties.
What type of disability qualifies for the compensation?
The compensation laws consider the following disabilities:
- Partially, temporarily disabled
- Partially, permanently disabled
- Totally, temporarily disabled
- Totally, temporarily disabled
How much compensation a business can expect to provide as a claim
Based on the type and severity of employee’s injury, the business may have to disperse compensation for the following benefits:
- wage replacement benefits
- medical treatment
- Permanent disability benefits
- Death benefits
- Job retraining or help in searching the new job
The claim amount for the compensation of the injured employee, varies vastly from one state to another. For instance, the death benefits amount may range from $2000 in one state, while it may cost a whopping amount of $10,000 in other states.
Adherence to compliance and safety can save business’ money and reputation. At the same time, it prevents damage to the precious human life. Do not forget to work on your draft of the Accident Prevention Plan (APP).